When putting together a financial plan, whether it’s for a young person, a couple getting started, or someone nearing or at retirement, we need to make sure the foundation it is built upon is

Planning for Life’s Uncertainties

A good financial advisor will work with you to create a comprehensive financial roadmap based on your particular needs and stage of life.

The long awaited opening of Tim Horton’s certainly signifies the continued economic growth and prosperity our community is experiencing.

In times when there is a downturn in the markets and the value of your investments decline, it easy to let your emotions overtake your judgment and give you the impulse to sell.

Last week we discussed the advantages of income splitting with a family members in a lower marginal tax bracket to reduce tax and the attribution rules under the Income Tax Act that need to be cons

Income splitting is simply moving income from an individual in a higher tax bracket to someone in a lower tax bracket to reduce overall tax liability.

A big obstacle to your financial independence could be too much debt. If too much of your budget goes to debt service, it leaves very little for the things you want, or investing for the future.

A wide-screen TV might entice you. A tropical beach might beckon. But if you can resist the temptations, there are ways to get a bigger bang for your tax refund buck.

With only a couple of months until the winter holidays, it’s hard not to think about vacation.