Finance 101 Financial Planning Articles
Growing Up and Financial Wellness
Time has flown and your young little fledglings have grown. Take a moment now to reflect on your own late teen years. Your
Capital Gains
Today we are going to talk about capital gains and how these are given a favourable tax break over other types of income.
Child Care Expenses
With the school year just around the corner, it’s a good time to assess your child care expenses and how the tax implications will affect you.
Investing in Your Children's Fitness Can Lead to Tax Credits
It is tough to believe that I am writing about health, fitness, and taxes all in the same article. No, this is not another episode of “The Twilight Zone”!
Building a Financial Foundation
When putting together a financial plan, whether it’s for a young person, a couple getting started, or someone nearing or at retirement, we need to make sure the foundation it is built upon is
The Stages of Your Life - Part 2
Planning for Life’s Uncertainties
The Stages of Your Life - Part 1
A good financial advisor will work with you to create a comprehensive financial roadmap based on your particular needs and stage of life.
Don't Panic
The long awaited opening of Tim Horton’s certainly signifies the continued economic growth and prosperity our community is experiencing.
Redeeming Your Mutual Funds
In times when there is a downturn in the markets and the value of your investments decline, it easy to let your emotions overtake your judgment and give you the impulse to sell.
Income Splitting to Save Tax - Part II
Last week we discussed the advantages of income splitting with a family members in a lower marginal tax bracket to reduce tax and the attribution rules under the Income Tax Act that need to be cons
Income Splitting to Save Tax - Part I
Income splitting is simply moving income from an individual in a higher tax bracket to someone in a lower tax bracket to reduce overall tax liability.
Debt Reduction Strategies Free Up Disposable Income
A big obstacle to your financial independence could be too much debt. If too much of your budget goes to debt service, it leaves very little for the things you want, or investing for the future.
Six Tips for Spending Your Tax Refund
A wide-screen TV might entice you. A tropical beach might beckon. But if you can resist the temptations, there are ways to get a bigger bang for your tax refund buck.
Top 10 Reasons People File Their Taxes Late
With only a couple of months until the winter holidays, it’s hard not to think about vacation.
Ten Financial Items EVERY Canadian Should Have
While financial situations vary from person to person, there are several financial items which can be universal to all Canadians.
What Is Financial Planning?
Finding out what financial planning means to you requires an analysis of your financial situation.

