This basic chequing account is ideal for members who typically have a low number of routine debit transactions per month. With this account you are entitled to 20 free debit transactions per month. A “pay as you go” account, there is no monthly account fee, and you pay $0.50 per debit transaction after the 20 free debits. Fees are capped at $15.00 per month for these routine services.

Features

• No monthly account fee;
• 20 free debit transactions per month – $0.50 per debit item after that (capped at $15.00/month);
• Unlimited deposits;
• Unlimited telephone and Internet banking inquiries;
• $0.50 service charge for bill payments made through telephone and Internet banking if over 20 free debits;
• Withdrawals may be in person, by ATM, DPmt/POS/MCPC or negotiable order;
• Transfers between accounts under the same account number may be in person, by ATM, by telephone or Internet banking or as deemed necessary by the Credit Union.; Transfers between different account numbers may be in person, by Internet banking or as deemed necessary by the Credit Union; Transfers may be set up automatically on the system between the same or different account numbers (applicable service charges apply);
• Overdraft protection available (OAC);
• Personalized cheques will be provided at the members’ expense; new member accounts receive starter cheques free of charge;
• Statement with Cheque Imaging;
• Initial MemberCard/Global Payment card provided at no cost;
• Must maintain a minimum of $25.00 in Common Shares;
• Deposits fully guaranteed by the Credit Union Deposit Guarantee Corporation
• All other service charges apply