Recent News
Wainwright and area community events for February
February 1: Wainwright Seniors' Curling Bonspiel
February 1-5: Edgerton Ladies' Curling Bonspiel
February 2: Wainwright Credit Union Annual General Meeting
February 10-12: Hardisty Ladies' Curling Bonspiel
February 11: Wainwright Heartstrings and Roses Supper
February 13: Wainwright Credit Union summer students applications open
February 14: Irma 4-H Beef Club Valentine Supper
February 17-19: Wainwright Ladies' Curling Bonspiel
February 17-19: Hardisty ECAO Oilmen's Curling Bonspiel
February 20: Wainwright Credit Union closed
February 20-26: Edgerton Men's Curling Bonspiel
February 24-26: Hardisty Mixed Curling Bonspiel
e-Transfer phishing fraud
Email Money Transfer Spoofing
Criminals have found another way to defraud members by sending them fake Email Money Transfers.
How is this happening?
It is believed the criminals are sending out these emails as phishing to see who will click on the spoofed link. Once the linked is clicked, spyware or malware is loaded onto your computer.
What can you do?
Be careful when you receive an email telling you someone is sending you money…be suspcious, even, uless you are expecting it.
Check the incoming email carefully. Fraudulent emails often:
- do not have a recipient's name. The fraudsters do not know you. They don't have your name or email address, so there is no "To:" in the message.
- are a means for fraudsters to download spyware or malware onto your computer.
DO NOT CLICK ON ANY LINKS. You can hover over them, and you will likely find that the actual link does not match what you see printed in the email message under "Deposit Required”.
See an actual example. Note that we have disabled the links to protect our members.
Scholarship Available - Apply now!
Have you heard? There are special scholarship opportunities for Alberta Credit Union members who will be attending full time studies at a post secondary educational institute in 2012.
CRI Canada - four $750 scholarships. Application deadline: February 29, 2012.
Regional Manager
THE POSITION:
Reporting to the VP, Branch Services, the Regional Manager is the team leader to the staff of the Hardisty, Hughenden, Irma, Edgerton and Chauvin branches. This position will spearhead the retail loan and deposit growth in our five rural branches and our agency in Consort.
KEY RESPONSIBILITIES:
- Coach, mentor, develop and motivate a team of professionals with a desire to meet and exceed member needs.
- Organize, schedule and monitor staffing to ensure maximum service levels are being provided to members.
- Lead branch staff and participate in their development; support achievement of sales targets.
- Manage the overall lending and collections of residential mortgage and consumer loans for the branches and agency.
- Actively promote the credit union within the communities, solicit new members and foster business development.
DESIRED SKILLS & EXPERIENCE:
- CUIC graduate of Management Studies program. Post-secondary education in commerce, business administration, or equivalent would be an asset.
- Demonstrated ability in all facets of branch management at a mid to senior level with experience over a 5-7 year period.
- A self-motivated individual with strong marketing and personal skills.
- Ability to work independently with confidence while being an active member of the senior management team that has a strong commitment to member service.
COMPENSATION:
- Compensation commensurate with qualifications and experience;
- Comprehensive benefits package; including matched pension, variable based pay program and educational opportunities;
THE CREDIT UNION:
Wainwright Credit Union is a diverse, full service credit union serving approximately 10,000 members from 7 locations in East Central Alberta. Our administration office is located in Wainwright, Alberta. We have a strong equity position and a history of operational excellence, with assets over $350,000,000 and a staff FTE of 75.
Learn more about Wainwright Credit Union
THE COMMUNITY:
Our preference is for the Regional Manager to be based out of our Hardisty Branch and to reside in Hardisty.
Hardisty is a progressive urban community located in the scenic Battle River valley, 65 km south-west of Wainwright and 112 km east of Camrose. Attractions include its very own lake and campground located within its borders and a 9 hole grass green golf course with licensed clubhouse.
Apply today! Join the dynamic team at Wainwright Credit Union Ltd. Where we make a difference!
We thank all other applicants for their interest and will contact those selected for an interview.
Closing date: February 24, 2012
Submit resume to: Connie McMann
Manager, Human Resources
Wainwright Credit Union Ltd.
502-10 St., Wainwright, AB T9W 1P4
Phone (780) 842-1774 Fax (780) 842-2855
Email address: connie.mcmann@wainwrightcu.ca
Business Account Manager, Wainwright
THE POSITION
This permanent, full-time position will be responsible for the overall management of a designated
portfolio consisting of commercial and agriculture accounts. This position is suited for a professional
who understands the importance of building and nurturing member relationships.
KEY RESPONSIBILITIES
- Attract and maintain business to strengthen and grow the Commercial and Agriculture book of business, helping the WCU achieve its corporate goals.
- Work with members who are behind in their loan payments to bring their payments current and provide recommendation to management on collection action.
- Identify opportunities to enhance our member experience by offering proactive advice that helps our members achieve their financial goals.
- Actively solicit new business opportunities through personal contact, cold calling, report analysis and follow up on referrals from other staff.
- Identify opportunities through diligent, timely and proactive financial reviews.
- Actively participate in WCU and Community events while demonstrating professionalism.
DESIRED SKILLS & EXPERIENCE
- Demonstrated progression of experience in managing a Commercial and/or Agriculture portfolio.
- Good working knowledge of and solid analytical skills in the areas of financial statements and business plans.
- Strong business acumen coupled with a demonstrated ability to initiate action to achieve results and meet deadlines.
- Post secondary education in commerce, business administration or agriculture, or equivalent would be an asset.
- Ability to work independently with confidence while being an active member of the Business Account Manager team that has a strong commitment to member service.
COMPENSATION AND BENEFITS
- Salary commensurate with qualifications and experience
- Comprehensive benefits package including variable based pay program
THE CREDIT UNION
Wainwright Credit Union is a diverse, full service credit union serving approximately 10,000 members from 7 locations in East Central Alberta. Our Administration office is located in Wainwright, Alberta. We have a strong equity position and a history of operational excellence, with assets over 350,000,000 and a staff FTE of 75.
Apply today! Join the dynamic team at Wainwright Credit Union where we make a difference!
We thank all applicants for their interest and will contact those selected for an interview
Closing date: until filled
Submit your resume to:
Connie McMann - Human Resources Manager
Wainwright Credit Union
502 10 St., Wainwright AB T9W 1P4
Email: connie.mcmann@wainwrightcu.ca
Phone: 780-842-1774 Fax: 780-842-2855
Scholarship Information
CRI Canada
offers four $750 scholarships for Alberta Credit Union members who will be attending full time studies at a post secondary educational institute in 2012. More details, and enrollment form (see the "news" section). Forms are also available at any branch of Wainwright Credit Union. Application deadline: February 29, 2012. Note that current Grade Twelve students planning to attend post-secondary in 2012 may apply.
Park'n'PlanWright your RRSP!
Why buy an RRSP?
- You can invest now, while you are still earning;
- Saving now will give you more choices when you retire;
- Your contributions, up to your personal limit, are tax deductible;
- The interest or rate of return you earn in your plan is tax sheltered.
Why buy a Credit Union RRSP?
- Your deposits are 100% guaranteed.
- Our experts can help you choose the best plan for your needs.
Don’t have the funds right now to take advantage of contribution room?
Ask us about the following 2 options!
- OPTION 1: If you have not taken advantage of your contribution room for some time and want to take advantage now, choose an RRSP top-up loan (for larger amounts)
- OPTION 2: If you regularly contribute and just need enough for your annual contribution, ask about our RRSP Line of Credit (which can be paid back annually).
We offer different RRSP products
Variable rate Reedemable RRSP
(the perfect spot to PARK your contribution)
- Deposit $50 minimum to start;
- Interest is calculated on minimum daily balance, and paid annually on October 31;
- The ideal plan for monthly automatic contributions;
- Redeem or roll over to a fixed rate plan at any time without penalty;
- View our current rate
Prime-based 1-year Floating RRSP
- Deposit $500 minimum;
- Interest fluctuates with credit union prime;
- Interest is calculated daily and paid annually;
- Redeemable any time after 30 days without penalty;
- View our current rate
The Flex-Step 3
- Deposit $1,000 minimum;
- Can be redeemed on the anniversary date with no penalty;
- Interest rate increases with each year;
- View our current rate
*The Flex-Step 3 will auto
renew to the 1 year non-redeemable product.
5-year Monthly Contribution RRSP
- Deposit minimum $100 to start;
- minimum $100 monthly;
- Interest rate is fixed, and you get the 5-year rate from day 1;
- Non-redeemable;
- Interest accrues on minimum daily balance and paid annually to the RRSP;
- View our current rate
The Max-Miser 5
- Deposit $1,000 minimum;
- Can be redeemed on the anniversary date with no penalty;
- Interest rate increases with each year;
* The Max-Miser 5 will auto renew to the 1 year non-redeemable product.
- Non-redeemable 1- 5 year
- Fixed Rate Deposits
- Deposit $500 minimum;
- View our current rate
*Rates may change at any time
Contact any of our seven branches to PARK your contributions!
Beware of Phishing Email
A FRAUDULENT email (see below) is being sent to credit union members who have MasterCard credit cards. It asks you to follow a link, and to provide information about your account. If you receive one, please do not respond.
How to tell a legitimate request from a fraudulent one from CUETS, our card provider:
- CUETS will always address you by name;
- CUETS does not need to ask you your card number - they issued the card, they have your number;
- CUETS would use the card number format (**** **** **** 1234), showing the last 4 numbers of your card, not the format used in the email below.
The email may look like the one below:
Dear CUETS MasterCard customer,
As a result of an asset purchase by TD Bank Group which is now complete,
CUETS Financial-a division of MBNA Canada Bank and the issuer of your
credit union MasterCard credit card-is now a division of The
Toronto-Dominion Bank.
Please take a moment and update your account information for your credit
union MasterCard credit card (531*************) issued by CUETS
Financial to prevent data loss and errors within our systems by the
upcoming data center change.
You can access your account information form here:
http://www.cuets.ca.vformid688474999930362.shahroodut.ac.ir/cuets/
Please understand that this is a security measure intended to help
protect you and your account.
We apologize for any inconvenience.
For the most part, it is business as usual and you will not notice any
change to your credit card account. You will still see your credit
union's name on your MasterCard credit card statement and you can
continue to manage your credit card account just as you do today.
Kind Regards, CUETS Financial
CREDIT UNION ELECTRONIC TRANSACTION SERVICES INC.
Phishing is the term used to describe a type of fraud via email. Characteristics may include:
- email looks legitimate, but has spelling or grammatical errors
- email contains a link that will take you to a website that will collect personal and/or card information for thieves to use.
- email, or linked web page, will threaten dire consequences if you do not respond quickly (e.g. your account will be locked or closed)